Whistleblower suit claims insurers defrauded flood program - May 2007
A newly unsealed whistleblower lawsuit claims that at least eight major insurance companies in Louisiana and their adjusters are ripping off the federal government by over-billing the National Flood Insurance Program for Hurricane Katrina flood damage while stiffing homeowners on wind damage payments under their homeowners insurance policies.
In the suit, a group of former insurance adjusters, identified only as the Georgia company Branch Consultants LLC, say they have reinspected 150 properties with flood and wind damage.
In all cases, private insurance companies overcharged the federal flood program for storm damage while they underestimated wind damage.
"Every single one of them," said Allan Kanner, a New Orleans attorney representing the insurance and construction experts as they pursue what they say is a violation of the False Claims Act on behalf of the federal government. "There's a pattern here."
Our Services
Young & Beeler Adjusting Company is a multi-line, independent adjusting firm specializing in the following types of claims:
  • Homeowners Property
  • Commercial Property
  • General Liability
  • Auto Liability
  • Investigations
From minimum task assignments to full adjustments, we can tailor our handling of your assignment to fit your needs.
All Assignments
  • We are available 24 hours a day, 7 days a week
  • We will attempt to contact the insured or claimant within 24 hours; however, in most cases, contact will be made on the same date the assignment is received.
  • We will attempt to inspect all losses within 48 hours of receiving the assignment.
  • We will contact the handling adjuster immediately if any coverage issues arise or if we feel the claim warrants the use of an outside expert. (Engineer or C&O Expert)
  • We have the capability to mail, email, or fax our reports to you. It's your choice.
Property Assignments
  • All property assignments include a captioned report, repair estimate, color photographs, and a diagram where appropriate. Captioned reports will address suggested reserves , cause of loss, damages, salvage, and subrogation. The captioned report for any assignment received as a full adjustment will also include recommendations as to payments or coverages.
  • All of our property estimates are prepared using Xactimate Professional Estimating Software.
  • Every effort will be made to secure an agreed price with the named insured or their contractor.
  • A Replacement Cost Valuation for the insured risk will be provided at your request.
Liability Assignments
We realize that each liability claim is unique and one may not warrant the same degree of investigation as the other. This is where we can tailor our services to fit your needs. Whether you want a full investigation or scene photographs, we can provide you with prompt, professional service to assist you in your liability decision and loss settlement.
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